Install the CreditMitra app for faster access.

1 free credit on signup

Build Your Credit Report Business

Build your agent network. Set your margin. Earn from every report. A complete platform to sell credit reports across India.

No setup fee Instant reports

Gross margin / year

₹3,60,000

Active agents

How it works

From credits to profit in four steps

STEP 1

Buy credits

Purchase report credits from the platform at wholesale price.

STEP 2

Build agents

Onboard agents and set your own selling price per credit.

STEP 3

Generate reports

You and your agents pull instant credit reports for customers.

STEP 4

Earn margin

Keep the difference on every credit your agents consume.

Earning Calculator

See your potential margin

Adjust the numbers to project your gross margin from your agent network.

Number of Agents20

Reports per Agent / Day1

Margin per Report₹50

Projected gross margin

₹3,60,000

per year

reports/day

₹1,000

/day

₹30,000

/month

* These are potential/illustrative gross margin calculations, not guaranteed earnings. Actual results depend on your pricing, agent activity and market conditions.

Business model

A hierarchy built to scale

The platform powers a clean three-tier network. Every tier earns a margin, and every credit is tracked end-to-end.

Super Admin

Admin

Buys credits, builds an agent network and sets agent pricing.

Agent

Buys credits from Admin and generates reports for customers.

Platform

Everything you need to run the business

Bank-grade security

Role-based access, ownership isolation and secure credentials.

Revenue & profit analytics

Track credits sold, consumed, revenue and gross margin live.

Mobile-first & PWA-ready

Runs beautifully on any phone. Installable app coming soon.

Credit ledger

Every credit is backed by an auditable transaction. No manual overwrites.

Manual payment approval

UPI/bank + screenshot proof, verified before credits are added.

Set your own margin

Full control over what you charge your agents per report.